MontreCY is not a content app. It's a structured learning ecosystem — combining curriculum design, real-world projects, family integration, and competitive events into one progressive journey.
Study how to divide your money across categories — needs, savings, and wants — using the 50/30/20 framework adapted for students.
Every lesson: Learn → Watch → Assess → Apply → Reflect
Three stakeholders, one integrated experience
XP, badges, streaks, and the reward marketplace
School Expo → Regional → National Financial Olympiad
Every learning action earns points. Points convert to real wallet value. Wallet value unlocks real experiences.
Every reward earned through learning can be spent in our exclusive student marketplace. Learners use their rewards wallet to access experiences, competitions, events, merchandise, and learning resources designed specifically for young financial learners.
Use your wallet to access live financial learning events and exclusive sessions.
Register for leagues, challenges, and national championships using earned rewards.
Redeem rewards for exclusive MontreCY branded gear and collectibles.
Unlock premium content, toolkits, and curated resources to go deeper.
MontreCY brings together every component needed to develop genuine financial behaviour — not just financial knowledge.
The core learning platform where students progress through lessons, complete projects, track XP, and participate in assessments — anytime, anywhere.
Parents don't just observe — they actively validate behavioural learning, participate in reflect segments, and reinforce financial habits in everyday life.
A three-tier competitive ecosystem — School Financial Expo, District/State Regional, and the National Financial Olympiad — bringing learning into the real world.
MontreCY is designed so every stakeholder — student, parent, and school — has a clear, structured role that reinforces the others.
Open the app, enter the current level, and begin the five-segment lesson. Each lesson is self-paced and designed for 20–30 minutes of focused engagement.
📱 Student AppProgress through Learn → Watch → Assess → Apply → Reflect. Each segment must be completed before unlocking the next, ensuring full engagement.
🧩 5-Segment FlowEvery level includes a real-world activity — a market visit, a budget plan, a saving tracker, or a financial simulation — submitted through the app.
🌍 Real-World ApplyEach completed segment, lesson, and project earns XP and unlocks badges. Daily streaks compound rewards and encourage consistency.
⭐ GamificationHigh performers unlock invitations to School Expos, District Competitions, and the National Financial Olympiad — recognising mastery at scale.
🏆 Events Tier"I don't just learn about money — I actually go to the market, track my savings, and make real decisions. It feels like a game but I'm genuinely learning."